|
Home | Medical-Newswire.Com:
|
(Medical-NewsWire.com, June 07, 2013 ) Woodhaven, MI . Frost & Remer, a Woodhaven health insurance providing company, discusses high-risk pools and insurers who belong to this category. High-risk insurance categories are created to ensure that individuals who are labeled as such will be able to carry proper health insurance. While typically expensive, this type of policy enables the insurer is covered under a bracket of services that will sustain his health needs.
However, it is important not to easily jump into the bandwagon. Frost & Remer (http://www.InsuranceByFrost.com) suggests one should make an informed decision whether this type of plan is fitting for an individual.
A high-risk Woodhaven health insurance policy can be defined as a special medical coverage that is meant for individuals with health conditions, which may prevent them from enrolling a traditional plan. This requires formal declines from health insurance carriers, which states that one is ineligible for an individual plan. One could be categorized as high-risk if he meets the following circumstances:
• High Risk Pre-existing Conditions. Those who have high incidence of complications and require costly ongoing medical care fits into this category. Pre-existing conditions are health issues that exist prior to a patient seeking healthcare. For this situation, the high-risk pools have special regulations concerning such conditions, and usually pick those that are easier to navigate than individual health plans. This includes chronic diseases and neurological conditions.
• Ability to pay higher premiums. If one has the ability to pay more than the traditional policy, he may be admitted to the high-risk pool.
• Uninsured for 6 Months. To qualify for this category, a person must be uninsured for half a year, at least. This mandate was created to keep individuals from switching on and off to other coverage.
For those who are considering to seek high-risk Woodhaven health insurance plans, it is important to know the above situations and understand the state’s plans and regulations. This plan is a viable option for those who cannot obtain proper coverage by any means. Frost & Remer offers their own plans on site; visit them at http://insurancebyfrost.com/health-insurance/.
About Frost, Remer, and Mercure Financial Services, Inc.: Established In 1989 as an independent insurance agency serving the states Michigan, Ohio, Colorado, Georgia, Illinois, Minnesota, New York, Pennsylvania and Wisconsin with their primary focus on Southeast Michigan and Northern Ohio.
Their mission is to provide reliable insurance advice, quality service and honest claims advocacy at affordable pricing for individual, business and farm owners insurance needs by placing their clients’ insurance policies with insurance company partners that are well respected within the industry and are financially sound.
For more information about how they can help provide the right financial protection for you, visit http://www.InsuranceByFrost.com.
This press release was submitted by Right Now Marketing Group, LLC.
Frost and Remer Insurance
Jeff Frost, AAI
(734) 794-3072
JFrost.Frost03@InsureMail.net
Source: EmailWire.Com 
Source: EmailWire.com
|
|
|
|
