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All Homeowners May Be At Risk For Foreclosure

(EMAILWIRE.COM, December 11, 2007 ) St. Augustine, FL--Jeff Kaller, visionary, educator and real estate developer has pioneered the most preeminent pre-foreclosure system in the United States. Kaller specializes in a well kept industry niche; he teaches the real estate secrets of purchasing pre-foreclosure properties while executing real estate theory to actual practice.

When it comes to pre-foreclosure a major point is whether the principle instrument securing the loan is conventional mortgage or a deed of trust. Mortgage involve two parties, borrowers and lenders, while deeds of trust have third parties, called trustees, who hold temporary title to the properties until borrowers pay off their loans. With deeds of trust, the trustees don’t have to go to court to initiate a foreclosure; with a mortgage, the lender does which slows down the process. “It’s a difficult situation, many overextended homeowners not in default possibly won’t be able to refinance because of every stringent credit requirements and will eventually lose their homes to foreclosure unless they are prepared with more options,” says Jeff Kaller. Homeowners should learn the foreclosure laws in their states, what someone doesn’t know will hurt them. In Alabama, late paying homeowners can lose their properties to foreclosure in record time, as little as 30 days after a delinquency notice is published. In New York, the process can drag on for well more than a year. Recognizing that pre-foreclosure filings indicate homeowners are in default on their mortgages and may include notice of default or notice of auction. National figures indicate that Florida recorded 111,236 year to date pre-foreclosures, second only to California’s 132,101. Only Nevada had a higher rate of pre-foreclosures: 25.5 filings for every 1,000 households. Colorado, Illinois and New Jersey rounded out the top five states. Pre-foreclosure filings do not necessarily result in homes being lost. Additional tips to creating wealth include: Follow the piles of cash. Find people who have successfully http://FreeShortSaleCourse.com [created wealth] and learn from them. Remember, it’s not only what they know, but from whom they learn it. Learn from someone who is more successful. Learn the tricks of the trade and http://FreeShortSaleCourse.com [the best in short sale tips] from someone that has actually built wealth and not just talk about it. Forget the past. It does not matter who they are or from where they came. Everyone deserves to be a millionaire.

Contact Information:
Paramount Promotions LLC (The Countries Leading Short Sale Trainer)
Mary Geronimo
303-B Anastasia Blvd. #148
St. Augustine, FL 32080
904-819-0676
Email Address: mgeronimo@thejeffkaller.com
http://www.FreeShortSaleCourse.com

Paramount Promotions LLC
Mary Geronimo
904-819-0676
mgeronimo@thejeffkaller.com

Source: EmailWire.com


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